2320 CITRUS HILL RD Palm Harbor, FL 34683

This is the house for people who love togetherness and personal space.

Welcome to a rare Palm Harbor home that's designed for real life, not just a floor plan diagram. With 4 bedrooms, 3 bathrooms, including a true second primary suite, this property is ideal for multi-generational living, long-term guests, larger families, work from home, or anyone who wants flexibility without sacrificing comfort.

The standout feature is the rear second primary suite — also perfect as a mother-in-law suite. It includes its own private entrance at the rear of the property providing direct access to the fenced backyard, a walk-in closet, and a bathroom with a walk-in shower. The bedroom itself features cabinetry with a sink, making it ideal for added independence and convenience. The adjoining family room can be closed off with sliding glass doors to create a fully separate living area, or left open to function as part of a large, connected home. That family room also includes two additional closets (currently being used as a bar), giving you storage most homes simply don't offer. Right off the living room is a screened porch leading to the backyard and patio.

Throughout the main living areas, the seller recently installed luxury vinyl flooring in the living room, foyer, hallway, and bedrooms, creating a clean, modern look that's durable and easy to maintain. Big-ticket items are already done: roof and HVAC were replaced in January 2025 plus the water heater was replaced in November 2024, so you can move in without worrying about those major expenses. Stainless steel Bosch appliances have been added within the last 5 years and the Seller has an undermount microwave, still in the box.

The location seals the deal. You're zoned for Palm Harbor University High School and just minutes from Downtown Palm Harbor, the Pinellas Trail, and a short drive to Honeymoon Island, Downtown Dunedin, and Downtown Tarpon Springs. Whether you're into beaches, trails, local shops, or great food — it's all close by.

No HOA. Flood Zone X. A fenced yard. A layout that adapts to your life instead of forcing your life to adapt to the house. This isn't a cookie-cutter property. It's flexible, functional, and thoughtfully set up for the way people actually live today. If you've been waiting for a home that finally makes sense — this one deserves a closer look.